Dealerships want to sell you a car, but what they really, really want is have you finance a car through them. Why? Because that's where they make the most money. How? The dealership sends your car loan credit information to their favorite lender, then take the lowest rate for which you qualify and mark it up (this increase is dealer profit -- at your expense).
Car dealers love it when you tell them how much you can afford per month. This way they can keep you focused on that number while they stretch out your car loan payments to meet it. What you end up paying in total can be significantly higher than what you thought. Avoid this by focusing on the purchase price instead of the monthly payments.
Line up your financing options before you go to the dealership. Dealers make a lot of profit with car loan financing, so it is best to be non-committal while you negotiate the price of your car…who knows, maybe you’ll find a better car dealer finance offer. Remember, you are under no obligation when you apply online and this way, you’ll know where you stand before their car finance guy sits you down.
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Remember, this is a free car loan service and you are absolutely under no obligation. After you submit this car loan form and if accepted*, you will be contacted by a member of our lender network with your car loan options and interest rates.